As Australia’s post-Budget property debate shifts from fear to decision-making, Bushy Martin tackles the question now dominating investor conversations: what should you actually buy?
Note: Refer to the list of timecoded episode chapters below
After weeks of headlines about negative gearing, CGT changes and the “death” of property investing, this episode cuts through the noise and reframes the conversation around what really matters — building the strongest usable net nest egg, not simply chasing the lowest tax bill.
Because the Budget hasn’t killed property investing, it has simply exposed weak investing.
In this final instalment of Bushy’s special post-Budget series, the conversation moves beyond policy panic and toward practical strategy. This is not another dense tax discussion. It is a real-world decision filter for investors trying to work out where to put their money in a changing market.
Bushy compares the major investment pathways now fighting for investor attention — established residential property, qualifying new builds, PPOR strategies, rentvesting, SMSFs, commercial property, ETFs, shares and speculative assets — through one consistent lens:
What genuinely builds sustainable freedom?
Along the way, he dismantles one of the biggest traps investors fall into during periods of change: confusing tax efficiency with wealth creation.
Because tax is not the meal, it’s the seasoning.
Bushy explains why established residential property is becoming harder to hold but is far from dead, why new builds may receive better treatment without automatically becoming better investments, and why investors chasing the latest “tax-effective” strategy risk creating long-term wealth problems instead of solving them.
He also dives into the realities many Australians are now wrestling with:
Is the PPOR really the best investment?
Does rentvesting still work?
Are SMSFs and commercial property genuine opportunities or simply the latest spruiker pivot?
Can shares and ETFs realistically compete with leveraged property investing for mainstream Australians?
At the centre of the episode is Bushy’s evergreen decision-making framework: B.E.S.T. N.E.S.T.
A practical investing filter designed to help Australians assess any opportunity, regardless of asset class, through the lens of holdability, sustainability, flexibility and real-life usability.
Because the real goal is not building the lowest tax bill, it is building the strongest life.
Timecoded Chapters
00:06:05 — Chapter 1: The Question Has Changed
00:12:51 — Chapter 2: The $750K Money Map
00:22:34 — Chapter 3: Established Residential Property
00:33:30 — Chapter 4: Qualifying New Builds
00:44:52 — Chapter 5: PPOR & Rentvesting
00:56:50 — Chapter 6: SMSF & Commercial Property
01:06:25 — Chapter 7: Shares, ETFs, CFDs & Crypto
01:16:38 — Chapter 8: B.E.S.T. N.E.S.T. Test
01:25:43 — Chapter 9: Action Map & Disclaimer
Key Takeaways
- The Budget has not killed property investing — it has killed lazy, tax-dependent investing
- Lowest tax does not automatically equal the best long-term outcome
- Holdability is becoming the new investor edge
- Established residential property is harder to hold, not dead
- New builds only work if the underlying asset stacks up fundamentally
- The PPOR is not automatically an investment strategy
- Rentvesting still works with stronger modelling and buffers
- SMSF and commercial property require sophistication, not hype
- Shares and ETFs are complementary assets, not enemies of property
- B.E.S.T. N.E.S.T. provides a timeless framework for smarter investing decisions
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