Your accountant likes the ownership structure. Your broker can arrange the loan. Your property looks promising. But has anyone checked whether the whole plan still lets you work less and live more?
In this next chapter of my Property W.E.A.L.T.H. L for Leverage series, I put your core property team on trial. Last episode was about choosing the right experts. This one is about making sure their advice works together before you commit.
Through fictional investors Alex and Jo, we compare two $850,000 property packages with very different holding costs. We examine how acquisition funding, tax timing, debt repayment and lender release conditions can change the outcome, and why a bigger sale cheque doesn’t necessarily mean a bigger win.
We also bring in the financial planner’s perspective. Because building wealth on paper is one thing; having accessible money when you want to step back from work is another.
There’s Dave’s kitchen testimony, a home loan watching Seinfeld and the ever elusive “Someone Should” avoiding the summons. But beneath the laughs is a serious lesson: your specialists need to work from the same facts, understand their responsibilities and build a strategy around the life you actually want.
We’ll finish with the verdict: buy, amend, wait or walk. Because sometimes the best professional advice is to do nothing until the numbers make sense.
What you’ll learn
- How property type and ownership structure affect upfront funding and ongoing household contributions.
- Why bank approval, household affordability and lender release conditions are three different questions.
- How private debt, investment debt and borrowed funds need a deliberate repayment and offset strategy.
- Why tax relief timing matters when holding costs arrive before the refund.
- How debt, cost base and tax, loss offsets affect the money you keep when you sell.
- Why your financial planner needs to test accessible capital, superannuation timing and the income bridge into retirement.
- How to bring conflicting professional advice together into one clear verdict: buy, amend, wait or walk.
FREE PROPERTY INVESTOR’S FIELD GUIDE
How Should I Invest In Property Now?
After months of post-Budget analysis, modelling and conversations with investors around Australia, Bushy has distilled the key insights into a practical guide designed to help you cut through the confusion and identify the opportunities that still exist for strategic property investors.
Download your free copy here: https://bushymartin.com.au/fieldguide
Take the next step with Bushy
Personal Solutions Session
Get clarity and personalised guidance: Book now
Property W.E.A.L.T.H Program – live now!
Be first to access discounts + free Module 1: Find out more
